General Liability Policy with the Woj Broker
Overview
A General Liability Policy is a fundamental insurance product designed to protect businesses from a variety of claims that can arise during day-to-day operations. This coverage safeguards your business against potential financial losses resulting from bodily injury, property damage, and personal or advertising injury claims, providing peace of mind in an unpredictable environment.
Key Features
Bodily injury Coverage
o Protects against claims arising from physical injuries to third parties on your business premises or as a result of your business operations
o Covers medical expenses, legal fees, and any settlements or judgments awarded
Property Damage Coverage
o Covers damages to someone else’s property caused by your business activities, such as accidental damage during service or operations
o Ensures your business is protected against costly repair or replacement expenses
Personal & Advertising Injury Coverage
o Protects against claims of defamation, libel, slander, and copyright infringement related to advertising
o Important for businesses engaged in marketing, advertising, or public relations activities
legal defense costs
o Covers legal expenses incurred while defending against covered claims, even if the allegations are found to be false
o Provides critical financial support in the event of a lawsuit
Optional Coverages
o Depending on your business needs, additional coverages may include:
- Product liability coverage
- Completed operations coverage
- Contractual liability coverage
Benefits
Comprehensive Protection
Comprehensive Protection
Comprehensive Protection
Shields your business from a wide range of potential liabilities, ensuring you can operate with confidence
Financial Security
Comprehensive Protection
Comprehensive Protection
Helps mitigate the financial burden of lawsuits, settlements, and legal costs, allowing your business to focus on growth
Professional Credibility
Comprehensive Protection
Professional Credibility
Having general liability insurance enhances your business’s reputation and credibility, providing reassurance to clients and partners