Commercial Auto Policy with the Woj Broker
Overview
A Commercial Auto Policy (CAP) provides essential coverage for businesses that use vehicles for work-related purposes. This policy is designed to protect your company’s vehicles, drivers, and any third parties involved in accidents, ensuring that your business can operate smoothly on the road.
Key Features
Liability Coverage
o Protects your business against claims for bodily injury and property damage resulting from accidents involving your company vehicles
o Covers legal defense costs if your business is sued following an accident
physical damage Coverage
o Collision Coverage: Pays for damage to your vehicles after an accident, regardless of fault.
o Comprehensive Coverage: Protects against non-collision-related incidents such as theft, vandalism, or natural disasters.
Medical payment Coverage
o Covers medical expenses for injuries sustained by drivers and passengers in your vehicles, regardless of fault.
uninsured/underinsured
o Provides protection if your vehicle is involved in an accident with a driver who has insufficient or no insurance.
Optional Coverages
o Depending on your business needs, additional coverages may include:
- Rental reimbursement
- Towing and labor costs
- Hired and non-owned auto coverage for employees using personal vehicles for business purposes
Benefits
Comprehensive Protection
Comprehensive Protection
Comprehensive Protection
Safeguards your business against the financial impact of accidents and vehicle damage
Peace of Mind
Comprehensive Protection
Comprehensive Protection
Ensures that your employees are covered while driving for business, minimizing risks associated with company vehicle use
Customized Solutions
Comprehensive Protection
Customized Solutions
Tailor your policy to fit the specific needs of your business fleet, whether you have a single vehicle or an extensive fleet